5 Simple Tips to Secure Your Online Banking

Technology is advancing at a super tremendous speed and as a result, is the rate of cybercrime. Before getting into scams and frauds of Online Banking, here are some 5 simple tips for Secure Online Banking.

In this busy world where people are overloaded with work and busy with tight schedules, there is very little time to visit the bank for doing basic transactions. As a result, people prefer to engage with their banks through online banking and now even mobile banking. Although these advancements in technology have lessened the burden on an individual, they have on the other hand increased the possibility of cybercrime thefts resulting in the risk of loss of money.

Therefore, a user needs to act very smartly while using Net Banking or Mobile Banking services. Below are some points that can help a user manage secure Online Banking:

  • Be smart and play safe:

There is no harm in using mobile banking, as it saves time, provides quick access to your account and many other facilities which can ease your work. All you need is to take note of a few small but really important key points like; never save your account information like A/C number, Debit or Credit card PIN on your mobile phone. Never store your User Id or PIN if using a banking application for the direct login. When in a public network including Wi-Fi hotspots never access mobile banking as you may be at a higher risk. Sending your account information through textual messaging is not a safe option.

  • Check the mobile banking app you have downloaded before logging in.

Nowadays there are thousands of banking apps available online, this is your responsibility to do a background check on the app you are downloading. Some banking applications have the facility of downloading the app from the official website which is always the safest. Sometimes the app you are downloading could bring along unnecessary stuff to your phone which might be harmful to your cell phone and might even hack and collect important information saved on your mobile phone.

  • Do not click on useless links unnecessary.

You should be aware of the website of the bank you are a customer with. There can be some duplicate websites which imitate your bank’s website and tend to copy the content regarding your account. Never click on any links which give you the option of connecting directly to your bank as it may be a fake link. Always access the official website directly as it is a safer way to access your account. Correct URL begins with “https” and not “http”. Also, the sign of lock signifies that it is a secure login site.

  • Be aware of spam calls.

In case you get any phone calls asking for your personal information especially details related to your bank account, you should be extremely careful about what information you divulge. The most important step for you is to establish that this call is from your bank only and not from any third party.

  • Be aware of Emails that are from fraudsters

You may get emails in your inbox that ask you to login into your Bank account. When you click the embedded link, it will take you to a site that resembles your own bank site. Follow the checks listed in Point 4 above and ensure that the site is genuine. If not, then please do not enter any information like your Card Number and IPIN, as this may get shared with the fraudsters running the site.

23 thoughts on “5 Simple Tips to Secure Your Online Banking”

  1. I needed to draft you one little observation so as to say thank you as before for these great knowledge you’ve documented here. It has been certainly pretty generous of people like you to convey freely exactly what a number of people could possibly have made available as an e book to earn some cash for their own end, even more so considering the fact that you could possibly have done it if you ever decided. The ideas also acted like a fantastic way to comprehend other individuals have similar dreams like my own to grasp good deal more in terms of this issue. I’m sure there are many more fun occasions ahead for individuals that go through your blog post.

  2. I wanted to put you the tiny remark to be able to say thanks a lot over again on the pleasing strategies you have provided in this case. It was really shockingly open-handed with you to make publicly precisely what many of us would’ve offered for an ebook to get some money for themselves, notably now that you might have tried it in case you desired. These smart ideas in addition served to be the good way to know that the rest have the same zeal the same as my very own to understand whole lot more with respect to this problem. I think there are thousands of more pleasurable times up front for those who view your website.

  3. I precisely desired to say thanks again. I’m not certain the things I could possibly have achieved in the absence of the aspects contributed by you about my area. Completely was a challenging case for me, but being able to view a expert approach you dealt with it forced me to cry for contentment. Extremely grateful for the advice and believe you are aware of a powerful job that you’re accomplishing educating many others all through a blog. I’m certain you’ve never come across all of us.

  4. I am commenting to let you know of the fantastic encounter my cousin’s daughter experienced reading your site. She even learned many issues, not to mention what it’s like to have a wonderful giving mindset to have many people just grasp chosen grueling subject areas. You really exceeded our expectations. Many thanks for distributing the informative, healthy, educational and as well as easy thoughts on the topic to Jane.

  5. Thank you for every one of your hard work on this web page. My aunt really loves making time for investigations and it’s really obvious why. Most of us learn all of the lively mode you offer priceless tactics through this web site and even increase participation from some other people on the matter so our favorite girl is now starting to learn a lot of things. Take advantage of the rest of the year. You are always doing a remarkable job.

  6. Thanks for your whole work on this website. My mum takes pleasure in setting aside time for research and it is simple to grasp why. We notice all relating to the powerful ways you render very useful tips and tricks via your website and therefore strongly encourage response from website visitors on this theme while our own simple princess is without a doubt understanding so much. Take pleasure in the rest of the year. Your performing a very good job.

  7. My husband and i ended up being absolutely contented Chris could complete his homework by way of the ideas he came across from your own blog. It’s not at all simplistic just to be giving away guides many people could have been making money from. And we consider we’ve got the blog owner to appreciate because of that. All the explanations you’ve made, the easy blog menu, the friendships you assist to create – it’s all awesome, and it’s assisting our son and our family consider that that concept is brilliant, and that’s exceptionally fundamental. Many thanks for all!

  8. Thanks for your strategies. One thing really noticed is that often banks plus financial institutions know the dimensions and spending patterns of consumers plus understand that plenty of people max outside their cards around the trips. They correctly take advantage of this real fact and then start flooding a person’s inbox plus snail-mail box by using hundreds of no interest APR credit cards offers shortly when the holiday season closes. Knowing that when you are like 98% in the American general public, you’ll get at the one opportunity to consolidate financial debt and switch balances towards 0 rate credit cards. nmmlkno https://thyroidmedi.com – side effects of thyroid medication

Leave a Reply

Your email address will not be published.